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Billing AnalysisFebruary 17, 2026·5 min read

Solo Operators: Providers Billing $5M+ Entirely Themselves

Most large Medicaid billers are organizations that bill on behalf of many practitioners. But some providers bill $5M+ where 95%+ of payments go to claims where the billing and servicing NPI are the same entity. These “solo operators” are processing millions in claims essentially alone — an unusual pattern that warrants scrutiny.

85

At 100% self-billing

$85.06B

Total self-biller spending

$7.18B

Highest single provider

57

Also on fraud watchlist

What Is Self-Billing?

In Medicaid, the “billing NPI” is the entity that submits the claim, and the “servicing NPI” is the provider who actually delivered the care. Large health systems, hospital networks, and billing intermediaries typically submit claims on behalf of many individual practitioners — so their billing NPI appears on thousands of claims from different servicing providers.

Typical Pattern

Billing NPI ≠ Servicing NPI. An organization bills for many practitioners.

Self-Billing (95%+)

Billing NPI = Servicing NPI on nearly every claim. One entity does everything.

100% Self-Billing

Every single claim is billed and serviced by the same NPI. No outside practitioners involved.

The Largest Solo Operators

NPI: 1417262056

$7.18B

total paid

$6.83B

self-billed

95.2%

self-billing ratio

89.8M

total claims

NPI: 1376609297

$5.57B

total paid

$5.55B

self-billed

99.6%

self-billing ratio

63.5M

total claims

NPI: 1922467554

$3.03B

total paid

$3.03B

self-billed

100.0%

self-billing ratio

22.0M

total claims

NPI: 1538649983

$2.11B

total paid

$2.11B

self-billed

100.0%

self-billing ratio

22.2M

total claims

$1.68B

total paid

$1.68B

self-billed

100.0%

self-billing ratio

11.2M

total claims

We analyzed billing-vs-servicing NPI relationships across all 227 million records and identified 100 providers who bill $5M+ where at least 95% of their payments flow to claims where they are both the billing and servicing entity. Together, these solo operators account for $85.06B in total Medicaid spending across 1.0B claims.

The Scale: 85 Providers at 100% Self-Billing

Of the 100 providers on this list, 85 bill at exactly 100% self-billing ratio — meaning every single claim they submitted over seven years listed themselves as both the billing and servicing provider. For entities processing millions of claims and billions in payments, having zero involvement from any other practitioner is a striking pattern.

The highest single self-biller received $7.18B across 89.8M claims, with 95.2% of payments going to self-billed claims. At that volume, the question becomes: can one entity truly deliver that scale of services without any other providers involved in billing?

Watchlist Cross-Reference: 57 Overlap

Of the 100 self-billing providers, 57 also appear on our fraud watchlist, flagged for independent statistical anomalies like billing swings, cost-per-claim outliers, or massive new entrant patterns. The overlap between self-billing behavior and other fraud signals reinforces the value of investigating these providers further.

When self-billing is legitimate

Many providers legitimately bill for their own services. Nursing homes, DME suppliers, home health agencies, and solo medical practices often operate with a single NPI for both billing and service delivery. Government entities and managed care organizations may also show high self-billing ratios. This analysis identifies an unusual pattern at high dollar volumes — not proof of fraud, but a signal that these providers warrant closer scrutiny given the scale of their self-billed operations.

Top 30 Self-Billing Providers

#ProviderTotal PaidSelf %Claims
1
WL
$7.18B95.2%89.8M
2
Tempus Unlimited, Inc.

NPI: 1376609297

$5.57B99.6%63.5M
3
Freedom Care LLC

NPI: 1922467554

$3.03B100.0%22.0M
4$2.11B100.0%22.2M
5$1.68B100.0%11.2M
6$1.48B100.0%7.9M
7$1.44B100.0%9.4M
8$1.44B95.3%103.9M
9$1.35B100.0%1.7M
10
City of Chicago

NPI: 1376554592

WL
$1.23B100.0%1.6M
11$1.14B100.0%1.6M
12
Nae Edison LLC

NPI: 1780816991

WL
$1.11B100.0%6.9M
13$1.10B100.0%7.6M
14
WL
$1.10B100.0%1.4M
15
WL
$1.08B100.0%6.7M
16
WL
$1.08B100.0%23.6M
17
New Partners INC

NPI: 1083783013

$1.08B100.0%5.9M
18$1.07B100.0%3.3M
19$1.06B100.0%5.0M
20$1.04B100.0%11.2M
21$1.03B100.0%5.7M
22
Mains'l Florida, Inc.

NPI: 1932341898

WL
$996.8M100.0%306K
23$953.5M100.0%5.6M
24$887.5M100.0%5.6M
25$881.9M100.0%781K
26$865.9M100.0%4.8M
27$848.2M100.0%5.7M
28
Home Family Care INC

NPI: 1801060363

$842.5M100.0%5.4M
29
Human Care LLC

NPI: 1730438706

WL
$840.5M100.0%4.9M
30$781.0M100.0%911K

Key Takeaways

  • 100 providers bill $5M+ with 95%+ self-billing ratios, totaling $85.06B across 1.0B claims.
  • 85 providers operate at exactly 100% self-billing — every claim they submitted listed themselves as both biller and servicer.
  • 57 of these providers also appear on the fraud watchlist, flagged independently for statistical billing anomalies.
  • Legitimate solo practices, nursing homes, and DME suppliers may have high self-billing ratios. This is a signal for further investigation, not proof of fraud.